Individual Dental
Individual dental is designed for individuals and their families as well as business owners and their employees. "Smile Dental" offers you access to high quality, affordable dental coverage.
Plan Features
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Choice of three plans available - Gold / Silver / Bronze.
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Plans include coverage for the following:
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Preventive Services - routine oral exams (2 per year), prophylaxis
(cleanings, scaling and polishing of teeth - 2 per year)
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Basic Services - X-rays, filings, extractions and oral surgery
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Major Services - endodontic treatment, periodontic treatment & prosthetic services (crowns and bridges)
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Common Questions About The Smile Dental Plan:
Who is eligible for this coverage?
This plan is offered to individuals and their spouse ages 18 through 64 and their eligible dependents (unmarried children from birth to age 19, or 23 if a full-time student). This is subject to state requirements. Coverage may also be obtained by individuals and their spouse ages 65 and older.
What is The Competitor Smile Dental?
Competitor Smile Dental offers you access to high quality, affordable dental coverage for your entire family. Coverage is provided for preventive, basic and major dental services.
When does my coverage start?
Coverage starts on the effective date. The effective date issued will begin on the 1st of the month (at 12:00 a.m.), following IHC's receipt of the completed Enrollment Form and payment of the first month of premium.
What are my payment options?
You can pay in monthly installments by check, credit card, or bank withdrawal. We accept MasterCard, Visa or Discover credit cards. Your subsequent monthly credit card/ach premium deductions will occur based upon the effective date of coverage.
How are benefits covered?
Competitor Smile Dental pays benefits for each covered person in the following manner:
First, you meet the $50.00 Calendar Year Deductible per person. (Maximum of three individual deductibles per family) Then Competitor Smile Dental pays a percentage of covered expenses based on the Reasonable and Customary (R&C) fees for those Covered Expenses. You can select your own dentist.
Who is the administrator?
IHC Health Solutions is a fully licensed, full service Third Party Administrator servicing business worldwide. IHC provides state of the art industry leading insurance services.
Health & Wellness
Major Medical
Protects you or your group from having to pay too much money for health care services.
Individual HealthShort Term HealthGroup Health
Limited to IL, IN, WI, MI, IA, OH & MO
Discount Drug Program
Designed to save you money on
prescription drug costs.
All of USA
Individual Dental
Access to high quality, affordable dental coverage.
All of USA
